Comparison
sheetfolk vs a free zero-based budget sheet
A free zero-based sheet gives every dollar a job first. sheetfolk is a one-time planned-vs-actual workbook.
| sheetfolk | A free zero-based sheet | |
|---|---|---|
| Price | $5–$24 one-time | Free |
| Method | Planned vs actual | Give every dollar a job before the month starts |
| Platform | .xlsx. Opens in Excel, LibreOffice or Google Sheets. | Usually a spreadsheet you copy |
| Data entry | You type transactions in | You type transactions in |
| Support | Email support (hello@sheetfolk.com) | Whatever the free file includes |
The difference
A free zero-based sheet gives every dollar a job first. sheetfolk is a one-time planned-vs-actual workbook. The buy button is the 2026 Ultimate Budget Bundle, $15 once.
Questions
Is sheetfolk zero-based?
No. sheetfolk files track planned vs actual. A free zero-based sheet is the one that assigns every dollar before you spend it.
What does $15 buy?
The 2026 Ultimate Budget Bundle, once: budget, sinking funds, debt, net worth, savings rate and goals. It is not a subscription.