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2026 edition · Google Sheets template
2026 Ultimate Budget Bundle
Every household tracker in one linked workbook — budget, sinking funds, debt payoff, net worth, savings rate and goals, all feeding one dashboard.
Excel · Google Sheets · LibreOffice · one-time $24
Instant digital download — all sales are final, but if anything is genuinely broken we fix it fast or make it right. Email [email protected].
The actual file
Browse it before you buy
Every screenshot below is the real 2026 Ultimate Budget Bundle workbook — real headers, real sample numbers, real formulas. Click a tab.
Click a tab — this is the real file, not a mockup. 9 tabs total.
Tab by tab
What's inside
8 tabs shown below, matched to the real column headers in the file.
Dashboard
The whole picture in one place: income, spending, savings rate, debt remaining, net worth and goal progress.
Monthly Budget
Income plus Planned vs Actual spending, grouped into Needs / Wants / Savings with a rollup by group.
Sinking Funds
Named funds with target, saved and % funded, feeding the Dashboard's savings figures.
Debt Payoff
Balances, APR and minimum + extra payments, with an estimated payoff month per debt.
Net Worth
Assets minus liabilities (mortgage plus the Debt Payoff total) — one number, tracked over time.
Savings Rate
Planned vs actual savings rate, plus what that rate would add up to over a year.
Goals
Named money goals with a target, what's saved, and a % there progress bar.
Year Overview
A row per month for income, planned and actual spend, saved and savings rate — ships with the current month filled in as a worked example.
Before you type a thing
It ships filled in — with sample data
Every tab you saw above already has worked example numbers in it, so you can see how 2026 Ultimate Budget Bundle behaves before you touch it. Study it, then overwrite it — nothing is "real" until you replace the samples with your own numbers.
Honey cells are yours
Any cell shaded honey is an input — type over the sample value with your own. These are unlocked and unprotected.
Grey cells calculate themselves
Pale grey cells hold formulas and are locked. Leave them alone — totals, dashboards and progress bars update automatically as you fill in the honey cells.
Delivery & format
How you get it
Pay with Stripe, land instantly on a download page with your .xlsx workbook — plus an email backup of the same link, in case you lose the tab.
Open it your way: double-click for Excel or LibreOffice, or upload to Google Drive and choose Open with → Google Sheets.
Updates to this 2026 edition are emailed to you free — no repurchase, ever.
Because this is an instant digital download, all sales are final — but if anything is genuinely broken we fix it fast or make it right. Email [email protected].
Set expectations
What this is not
- Manual data entry across every tab — no bank sync.
- One shared file — sharing and permissions are handled through your own Google Drive, not a built-in login system.
- No native charts — progress shows as color scales and data bars, not chart objects.
- Fixed capacities: 20 budget categories, 8 debts, 8 goals — plenty for most households; going past that means extending the linked SUM/SUMIF ranges yourself.
- Year Overview ships with only the current month filled in as a worked example — the other 11 rows start blank.
- US-dollar formatting by default — changeable for any currency via Format → Number.
Getting started
Set up in 4 steps
Set both incomes and your planned spend on Monthly Budget.
Feed the other tabs: sinking funds, debts, net worth, savings and goals.
Year Overview holds a row per month so you can watch the whole year build.
The Dashboard pulls from every tab — it's your single source of truth.
Good to know
2026 Ultimate Budget Bundle FAQ
What format does it come in?
A single .xlsx workbook. It opens natively in Excel and LibreOffice, and in Google Sheets via "Make a copy".
How do I use it in Google Sheets?
Upload the .xlsx to Google Drive, right-click it, choose Open with → Google Sheets, then File → Make a copy to get your own editable version.
Is this the same as buying the individual templates separately?
It covers the same ground — budget, sinking funds, debt, net worth, savings rate and goals — as one linked workbook with a single Dashboard, for less than buying the standalone templates separately.
Do I get updates?
Yes — every update to the 2026 edition is free. We email the new link when it ships.
Can I use a currency other than USD?
Yes. Select the money columns and change the number format via Format → Number — the formulas don't care what currency symbol is shown.
What's your refund policy?
Because this is an instant digital download, all sales are final — but if anything is genuinely broken, we fix it fast or make it right. Email [email protected].
Instant download · No subscription · Free 2026-edition updates