Free guides
Budgeting & Google Sheets guides
Sinking funds, couples budgets, formulas and the rest — written by the same team that builds sheetfolk's templates.
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June 28, 2026
10 Google Sheets Formulas Every Budget Spreadsheet Needs (With Examples)
Copy-paste ready Google Sheets formulas for budget tracking. SUMIFS, QUERY, SPARKLINE, GOOGLEFINANCE, and more with real examples.
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June 28, 2026
37 Sinking Fund Categories With Suggested Monthly Amounts (2026 List)
Discover 37 sinking fund categories with 2026 dollar ranges and priority tiers. Complete list organized by life area—home, car, gifts, and more.
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June 28, 2026
50/30/20 vs Zero-Based Budget: Which Method Fits Your Spreadsheet?
Compare 50/30/20 and zero-based budgeting with real numbers. See both methods applied to the same income, who each suits, and how to switch methods.
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June 28, 2026
Best Budget Spreadsheet Templates for Google Sheets in 2026 (Free + Paid)
9 best budget spreadsheet templates for Google Sheets in 2026 — free & paid options with automation, mobile access & setup times. Comparison guide.
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June 28, 2026
Budget Spreadsheet vs Budgeting App: Which Actually Works in 2026?
Compare budget spreadsheets and budgeting apps side-by-side: cost, privacy, control, and abandonment rates. Find the right tool for your financial style.
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June 28, 2026
Couples Budget Spreadsheet: Budget Together Without the Monthly Fight
How shared spreadsheets with proportional splits, personal allowances, and monthly money dates eliminate couples budgeting friction.
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June 28, 2026
How to Combine Finances as a Couple: 3 Methods Compared (Fully, Partially, Not at All)
Compare full merge vs hybrid yours-mine-ours vs separate finances for couples. Real income gap splits, pros/cons, and questions to answer.
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June 28, 2026
How to Make a Budget Spreadsheet in Google Sheets (Step-by-Step, 20 Minutes)
Build a budget spreadsheet from scratch in Google Sheets with copy-paste formulas, expense tracking, and category breakdowns. Complete in 20 minutes.
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June 28, 2026
Personal Finance Tracker in Google Sheets: Free Setup Guide (2026)
Build a complete personal finance tracker in Google Sheets with net worth, spending, and goals dashboards. Free setup guide for 2026.
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June 28, 2026
Side Hustle Income Tracker Spreadsheet: Track Every Dollar (and What It Cost You)
Build a side hustle income tracker with expense, mileage, and tax sinking funds. Track gross vs net per platform, plus e-commerce profitability.
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June 28, 2026
Sinking Funds Tracker in Google Sheets - Build One or Grab the Template
Track multiple savings goals with formulas and progress bars. Step-by-step guide to building a sinking funds tracker or using a ready-made template.
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June 28, 2026
What Is a Sinking Fund? Definition, Examples, and How to Start One
Learn what a sinking fund is, how it differs from an emergency fund, and step-by-step how to create and track one.