Comparison
sheetfolk vs a free envelope budget sheet
A free envelope sheet assigns every dollar to a category. sheetfolk is a one-time planned-vs-actual file.
| sheetfolk | A free envelope sheet | |
|---|---|---|
| Price | $5–$24 one-time | Free |
| Method | Planned vs actual, plus sinking funds on the paid files | Every dollar assigned to a category |
| Platform | .xlsx. Opens in Excel, LibreOffice or Google Sheets. | Often Google Sheets only |
| Data entry | You type transactions in | You type transactions in |
| Support | Email support (hello@sheetfolk.com) | Whatever the free file includes |
The difference
A free envelope sheet assigns every dollar to a category. sheetfolk is a one-time planned-vs-actual file. The buy button is the 2026 Ultimate Budget Bundle, $15 once.
Questions
Does sheetfolk use envelope categories?
No. sheetfolk files are planned vs actual. A free envelope sheet is the one that assigns every dollar to a category before you spend it.
What am I buying?
The 2026 Ultimate Budget Bundle, $15 once: budget, sinking funds, debt, net worth, savings rate and goals on one dashboard.