Comparação · verificada 2026-08-05
sheetfolk vs Vertex42: honest budget-spreadsheet comparison
Vertex42's Personal Budget Spreadsheet is the free template most people find first. Its own page states it has been downloaded over 1.3 million times (vertex42.com, verified August 2026). sheetfolk sells purpose-built, one-time templates ($9-$29) instead of one general free sheet. This is a comparison of the free, best-known incumbent against a paid specialist, verified against vertex42.com's own listing in August 2026; confirm current details there before you download or buy.
| sheetfolk | Vertex42 | |
|---|---|---|
| Price | $9-$29 one-time per template | Free (Personal Use license, verified Aug 2026) |
| Track record | New in 2026; specific, situation-built templates | Over 1.3 million downloads of the Personal Budget Spreadsheet alone, per vertex42.com |
| Platform | .xlsx, opens in Excel, LibreOffice or Google Sheets (Make a copy) | Excel (.xlsx), Google Sheets and OpenOffice (.ods) |
| License | You own the file you buy; free updates to the edition you bought | Personal Use license, not for distribution or resale, per vertex42.com |
| Scope | Multi-tab linked workbooks for one situation (couples, sinking funds, bundle, shop books) | One general-purpose single budget sheet, plus a separate paid-adjacent 'Money Management Template' for more detail |
| Support | Email support ([email protected]) | No dedicated support with the free template; a general Vertex42 support page exists sitewide |
| Data entry | Manual entry | Manual entry, no bank connection |
| Best fit | Someone who wants a linked, situation-specific workbook and doesn't mind paying once | Someone who wants the most battle-tested free single-sheet budget and is comfortable with no support |
The honest summary
Vertex42's Personal Budget Spreadsheet is free, has been downloaded over 1.3 million times (vertex42.com, verified August 2026), and works in Excel, Google Sheets and OpenOffice under a Personal Use license. If a single, well-worn free budget sheet is all you need, there is no real reason to pay for sheetfolk instead. sheetfolk's case is narrower: $9-$29 one-time for a workbook built around one specific situation: a couples split calculator, a sinking-funds funding calendar, or the 2026 Ultimate Budget Bundle linking budget, debt payoff, net worth and savings rate on one dashboard, plus email support if you get stuck.
Where Vertex42 is the better pick
Cost and track record. It's free, it's been downloaded more than 1.3 million times according to its own page, and it opens in Excel, Google Sheets or OpenOffice. For a straightforward single-income, single-sheet monthly budget, that popularity is a real signal: a lot of people have used this exact template and it works. There's no purchase, no account, and no ongoing anything; you download the file and start typing.
Where sheetfolk fits better
Specificity and support. Vertex42's free template is one general sheet; if you need two incomes split proportionally, sinking funds for annual bills spread across a calendar, or debt payoff, net worth and savings rate linked to the same budget on one dashboard, that's what sheetfolk's individual templates and the 2026 Ultimate Budget Bundle ($24) are built for. You also get an actual person to email if a formula breaks; Vertex42's free download comes with no support channel specific to that template.
Perguntas
Is sheetfolk a Vertex42 alternative?
Yes, for people who need a more specific or more linked workbook than Vertex42's free general budget sheet. sheetfolk templates are $9-$29 one-time; Vertex42's Personal Budget Spreadsheet is free and has been downloaded over 1.3 million times (vertex42.com, verified August 2026). If a simple free sheet covers your situation, Vertex42 is the obvious choice.
Which is cheaper?
Vertex42. Its Personal Budget Spreadsheet is free under a Personal Use license (verified August 2026). sheetfolk templates cost $9-$29 one-time. What sheetfolk's price buys is a workbook built for one specific situation plus email support, not a lower price than free.
Is Vertex42's 1.3 million downloads figure real?
It's the number Vertex42 states on its own Personal Budget Spreadsheet page (vertex42.com/ExcelTemplates/personal-budget-spreadsheet.html), confirmed there in August 2026. We're citing their own published figure, not an independent audit; check their page directly for the current count.