# A free Google Sheets budget template that fills itself in

sheetfolk makes hand-built Google Sheets templates for real households and one-person shops. Type your numbers; every total, dashboard and progress bar updates itself. Buy once — your copy is yours forever.

Instant download · No subscription · Free 2026-edition updates

[Browse templates](/#templates) · [How delivery works](/#how)

## Pick the sheet your money needs

Every template ships with worked examples, marked input cells, protected formulas, and a READ ME tab that walks you through setup.

### Sinking Funds Tracker

12 named funds with automatic monthly targets and a funding calendar — so annual bills stop surprising you.

Included tabs: Funds · Calendar · Dashboard

$9 one-time

[See what's inside →](/templates/sinking-funds-tracker/)

[Buy for $9](https://buy.stripe.com/eVq3cv7KDaCe09d7DW1Jm00)

Most popular

### Couples Budget Spreadsheet

Built for two incomes, with shared and personal spending buckets — one honest picture of the month, no blame math.

Included tabs: Monthly Budget · Split Calculator · Sinking Funds · Debt Tracker · Net Worth · +2 more

$17 one-time

[See what's inside →](/templates/couples-budget-spreadsheet/)

[Buy for $17](https://buy.stripe.com/cNi14n6GzbGi3lp0bu1Jm01)

### Side Hustle Income Tracker

Every side gig in one sheet — gross vs net per platform, expenses, and a quarterly tax stash.

Included tabs: Income Log · Expenses · Tax Set-Aside · Dashboard

$12 one-time

[See what's inside →](/templates/side-hustle-income-tracker/)

[Buy for $12](https://buy.stripe.com/3cIaEXc0T8u6g8bbUc1Jm04)

### Rideshare Driver Tax & Mileage Tracker

Log your miles, fares and expenses — get your mileage deduction, true net earnings by platform, and a quarterly tax stash.

Included tabs: Trips & Mileage · Income · Expenses · Tax Set-Aside · Dashboard

$17 one-time

[See what's inside →](/templates/rideshare-tax-tracker/)

[Buy for $17](https://buy.stripe.com/bJeeVd3un11E7BFe2k1Jm05)

### Freelance Photographer Tax & Expense Tracker

Every shoot, expense and business mile in one sheet — income by client and shoot type, deductible expenses, your mileage deduction, and a quarterly tax stash.

Included tabs: Income by Client · Expenses · Mileage · Tax Set-Aside · Dashboard

$17 one-time

[See what's inside →](/templates/photographer-tax-tracker/)

[Buy for $17](https://buy.stripe.com/00w6oH1mf9ya4ptcYg1Jm06)

Best value

### 2026 Ultimate Budget Bundle

Every tracker in one workbook: budget, sinking funds, debt payoff, net worth, savings rate and goals — all linked to one dashboard.

Included tabs: Dashboard · Monthly Budget · Sinking Funds · Debt Payoff · Net Worth · +2 more

$24 one-time

[See what's inside →](/templates/2026-ultimate-budget-bundle/)

[Buy for $24](https://buy.stripe.com/6oU00je91cKm8FJ6zS1Jm02)

### Run a one-person shop?

The Handmade Shop Bookkeeping Bundle keeps your whole back office in one workbook: orders, true per-order profit after fees, inventory, expenses and quarterly tax set-asides.

$29

[See what's inside →](/templates/handmade-shop-bookkeeping-bundle/)

[Buy for $29](https://buy.stripe.com/fZuaEX5CvcKm7BF5vO1Jm03)

## Yours in under a minute

1. **Buy & download**

   Checkout is handled by Stripe. The moment you pay you land on your download page — your workbook file, ready to save.

2. **Open it your way**

   Open the file in Excel or LibreOffice, or drop it in Google Drive and choose “Make a copy”. Your copy is private — we never see your numbers.

3. **Fill in your numbers**

   Input cells are marked; formulas are protected so nothing breaks. Every total, dashboard and progress bar updates by itself.

Works in Excel, Google Sheets and LibreOffice · in any browser and on the Google Sheets mobile app

## Questions, answered plainly

Published July 2, 2026 · Updated July 14, 2026

**Do I need anything besides a free Google account?**
No. Templates are Excel (.xlsx) workbooks that open in Excel, LibreOffice, or Google Sheets — upload to Drive and choose “Make a copy”, or just open it there. One file, nothing else to buy.

**Is this a subscription?**
No. You pay once and the copy in your Drive is yours forever. Buyers also get every update to their edition free — we email the new link when it ships.

**How does delivery work?**
Right after checkout you land on a download page with your workbook file. Save it, then open it in Excel or LibreOffice — or drop it in Google Drive and choose “Make a copy” to use it in Google Sheets.

**Can you see my financial data?**
No. Your copy lives in your Google Drive under your account. We only ever see the blank master template.

**What if something looks broken?**
Email [hello@sheetfolk.com](mailto:hello@sheetfolk.com) and we reply within 24 hours. Because these are instant digital downloads all sales are final, but if anything is genuinely broken we fix it fast or make it right.

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Updated August 2026