# sheetfolk vs a free household budget sheet

A free household budget sheet is one page of home categories. The couples file is $14 once and splits shared costs by income.

Comparison

|  | sheetfolk | A free household budget sheet |
| --- | --- | --- |
| Price | $14 one-time for the couples file | Free |
| Scope | Two incomes, shared and personal buckets, and a split calculator | One page of household categories |
| Platform | .xlsx. Opens in Excel, LibreOffice or Google Sheets. | Usually a single spreadsheet |
| Data entry | You type transactions in | You type transactions in |
| Support | Email support (hello@sheetfolk.com) | Whatever the free file includes |

## The difference

A free household budget sheet is one page of home categories. The couples file is $14 once and splits shared costs by income. The year bundle is $15 and does not include that split calculator.

The sheetfolk pick

## Couples Budget Spreadsheet · $14

Two incomes, shared + personal buckets, an income-proportional split calculator, debt tracker and net worth.

[Buy for $14](/buy/couples-budget/) · [See what's inside](/templates/couples-budget-spreadsheet/)

## Questions

**Does the $15 bundle replace the couples file?**
No. The 2026 Ultimate Budget Bundle does not include the split calculator. The couples file is $14 once. Or $15 for the full-year bundle, which has no split calculator.

**What does the couples file do?**
It splits shared costs in proportion to two incomes, with planned vs actual for each person. The buy button on this page opens that checkout.

## Related guides

- [Couples Budget Spreadsheet Guide](/blog/couples-budget-spreadsheet/)
- [How to Make a Budget Spreadsheet in Google Sheets](/blog/how-to-make-a-budget-spreadsheet-in-google-sheets/)

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Updated October 2026