# Tiller alternatives: 4 budget spreadsheets compared

Tiller is the spreadsheet budget with automated bank feeds: $99/year (30-day free trial, verified July 2026) for daily transaction imports into Google Sheets or Excel plus its Foundation Template. Looking for a Tiller alternative usually means one of two things: dropping the subscription, or not wanting to link bank credentials. Be clear about the trade first: every alternative below is manual-entry — none of them replicate Tiller's automation. Here are four honest options; one is ours.

Alternatives · verified 2026-07-21

## 1. sheetfolk (our templates)

**Price:** $5–$24 one-time · **Website:** sheetfolk.com

One-time .xlsx templates instead of a subscription: the 2026 Ultimate Budget Bundle ($15) links budget, sinking funds, debt payoff, net worth, savings rate and goals on one dashboard; the Couples Budget ($14) adds an income-proportional split calculator. No bank connection — you type transactions in — and no renewal. Opens in Excel, LibreOffice or Google Sheets, with email support. One year of Tiller costs more than our most expensive template. [See what's inside →](/templates/2026-ultimate-budget-bundle/)

## 2. Aspire Budgeting

**Price:** Free (optional Turbo upgrade $5/month) · **Website:** aspirebudget.com

The most complete free system on this list: zero-based envelope budgeting in Google Sheets with dashboards, reports and a large community (8,000+ member Reddit community, per their site). Manual entry in the free version; the optional $5/month Turbo adds CSV import and auto-categorization — a halfway house toward Tiller's automation. The strongest pick if you want depth without a price.

## 3. Regpaq's Google Sheets budget template

**Price:** Free · **Website:** regpaq.com

A free, four-tab minimalist budget with a 'guilt-free spending' method and net-worth tracking. Its author argues manual entry is a feature — typing expenses in changes behavior — which is the philosophical opposite of Tiller. Good if you're leaving Tiller because automation made you stop looking at your money.

## 4. Smartsheet's household budget template

**Price:** Free · **Website:** smartsheet.com

A free single-sheet household budget for Google Sheets from Smartsheet's template library, with Necessary/Discretionary/Investment sections and real-time monthly and yearly totals. The simplest option here — a clean manual budget sheet with no ecosystem around it.

## When to stay with Tiller

Stay with Tiller if automated bank feeds are the point. Nothing below imports your transactions for you — if manual entry is why your budgets fail, the $99/year is buying the exact thing the free and one-time options don't do.

The sheetfolk pick

## 2026 Ultimate Budget Bundle · $15

Every household tracker in one linked workbook, all feeding one dashboard.

[See what's inside →](/templates/2026-ultimate-budget-bundle/)

## Questions

**Is there a free alternative to Tiller with bank feeds?**
Not among spreadsheet templates — automated bank feeds are the paid part. Aspire Budgeting's optional Turbo tier ($5/month, verified July 2026) gets partway there with CSV import and auto-categorization; you download files from your bank and import them, rather than live feeds.

**What's the cheapest way to replace Tiller?**
If you'll do manual entry: Aspire Budgeting, Regpaq's template and Smartsheet's household budget template are free, and sheetfolk's templates are $5–$24 one-time versus Tiller's $99/year (verified July 2026). All four lose the automation — that's the honest cost of the savings.

**Why choose sheetfolk over the free options?**
Only if the fit is right: purpose-built workbooks (couples splitting, sinking funds, an all-in-one linked dashboard), .xlsx files that also open in Excel, email support, and free updates to your edition. If a general free template already covers you, use the free one — Aspire and Regpaq are genuinely good.

## Related guides

- [sheetfolk vs Tiller (full comparison)](/compare/sheetfolk-vs-tiller/)
- [Best Google Sheets Budget Templates](/best/best-google-sheets-budget-templates/)
- [Free Google Sheets Budget Templates](/best/free-google-sheets-budget-templates/)
- [Budget Spreadsheet vs Budgeting App](/blog/budget-spreadsheet-vs-budgeting-app/)

sheetfolk makes one of the products on this list; the others are included on their merits. Facts verified 2026-07-21 against each maker's own public pages. Prices and features change: confirm current details on each site before deciding. Tiller is not affiliated with sheetfolk; names are used for honest comparison only.

---
Updated July 2026