# Alternatives to a bank-sync budget subscription

A bank-sync subscription imports transactions for a recurring fee. These are files you fill in yourself. sheetfolk is first.

Alternatives

## 1. sheetfolk (our templates)

**Price:** $5–$24 one-time · **Website:** sheetfolk.com

One-time .xlsx files: the 2026 Ultimate Budget Bundle ($15) links a year of budget, sinking funds, debt, net worth, savings rate and goals. The couples file ($14) adds a split calculator the bundle does not include. Sinking funds are $5. You type the numbers in. [Buy the bundle $15](/buy/annual-bundle/) · [Buy for $14](/buy/couples-budget/) · [Buy for $5](/buy/sinking-funds/) · [See what's inside](/templates/2026-ultimate-budget-bundle/)

## 2. A free envelope sheet

**Price:** Free

Assigns every dollar to a category before you spend it. You type the numbers in. It is a file, not a subscription.

## 3. A free general budget sheet

**Price:** Free

One manual file for a typical month. You type income and spending into a single sheet.

## 4. A free minimal budget sheet

**Price:** Free

A short manual budget for one person, usually a handful of tabs and no support contract.

## The difference

A bank-sync subscription imports transactions for a recurring fee. The files on this page do not. The buy button is a one-time sheetfolk file.

The sheetfolk pick

## 2026 Ultimate Budget Bundle · $15

Every household tracker in one linked workbook, all feeding one dashboard.

[Buy the bundle $15](/buy/annual-bundle/) · [See what's inside](/templates/2026-ultimate-budget-bundle/)

## Questions

**Do any of these import bank transactions?**
No. A bank-sync subscription is the product that imports them. Every file on this page is manual, including ours.

**What does the buy button charge?**
The bundle button is $15 once. Couples is $14 once. Sinking funds are $5 once. None of them renew.

## Related guides

- [One-time file vs a bank-sync subscription](/compare/one-time-vs-bank-sync-budget/)
- [Google Sheets budget templates](/best/best-google-sheets-budget-templates/)
- [Free Google Sheets Budget Templates](/best/free-google-sheets-budget-templates/)

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Updated October 2026